MPESA Pay Bill Charges : Understanding The Transaction Fees

Discover the latest MPESA Pay Bill charges for seamless business transactions.

Explore detailed breakdowns of charges on both businesses and customers.

Stay informed about the tariffs and make informed decisions.

Find all the necessary information on MPESA Pay Bill charges here.

Since its establishment in 1993, Safaricom has continually introduced innovative products.

Among its standout services is MPesa, a groundbreaking platform facilitating money transfers across various channels.

The Pay Bill service, a notable component, enables organizations to seamlessly collect payments from customers through the platform.

Curious about the MPesa Pay bill charges?

Safaricom’s Pay bill service is widely utilized by millions of Kenyans for bill payments;

Purchasing airtime for other networks, and transferring money to various recipients;

This includes those on different networks or using different sim cards like Airtel, bank accounts, and more.

Additionally, short-term Pay bills cater to fundraising needs.

Safaricom Pay bill charges are contingent on the transaction amount.

To initiate transactions via Pay bill, you can utilize your phone’s sim toolkit or the MPesa app.

Safaricom Limited offers three Pay bill tariffs, each with distinct MPesa charges.

Contents hide

1 Mgao Tariff MPesa Transaction Charges

2 The Business Bouquet Tariff

3 The Customer Bouquet Tariff

Mgao Tariff MPesa Transaction Charges

When businesses transfer money to customers, such as suppliers and other transaction partners, using the Safaricom Pay bill number, they incur a fee.

In the Mgao tariff, both customers and businesses share the Pay bill fees imposed by Safaricom.

Bands (KES)	Charges on the Business	Charges on the Customer	Total Charges (KES)
1 – 49	0	0	0
50 – 100	0	0	0
101 – 500	0	4	4
501 – 1,000	0	9	9
1,001 – 1,500	5	9	14
1,501 – 2,500	7	12	19
2,501 – 3,500	9	15	24
3,501 – 5,000	17	16	33
5,001 – 7,500	24	16	40
5,001 – 7,500	29	17	46
7,501 – 10,000	38	17	55
10,001 – 15,000	42	18	60
15,001 – 20,000	46	19	65
20,001 – 25,000	51	19	70
25,001 – 30,000	60	20	80
30,001 – 35,000	74	22	96
35,001 – 40,000	78	22	100
40,001 – 45,000	82	23	105
45,001 – 50,000	82	23	105
50,001 – 70,000	82	23	105

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The Business Bouquet Tariff

Also known as the Business to Customer Tariff.

It operates with businesses shouldering all Safaricom Pay bill fees during money transfers to customers.

In this arrangement, customers bear no fees, making it a cost-free transaction for them.

It’s important to note that this tariff is designed exclusively for business accounts engaging in the process of transferring funds to their customers.

This ensures a seamless and fee-free experience for the customers while facilitating business transactions.

This tariff imposes restrictions on the number of business accounts, allowing only one business account.

Below, you can find detailed Safaricom Paybill charges for business-to-customer transactions conducted within this tariff framework.

Bands (KES)	Charges on the Business	Total Charges (KES)
1 – 49	0	0
50 – 100	0	0
101 – 500	4	4
501 – 1,000	4	4
1,001 – 1,500	4	4
1,501 – 2,500	8	8
2,501 – 3,500	8	8
3,501 – 5,000	8	8
5,001 – 7,500	10	10
7,501 – 10,000	10	10
10,001 – 15,000	10	10
15,001 – 20,000	10	10
20,001 – 25,000	12	12
25,001 – 30,000	12	12
30,001 – 35,000	12	12
35,001 – 40,000	12	12
40,001 – 45,000	12	12
45,001 – 50,000	12	12
50,001 – 70,000	12	12
70,001 – 150,000	12	12

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The Customer Bouquet Tariff

Also known as the Customer to Business Tariff, operates with businesses taking on all associated fees, while customers experience no charges.

This tariff specifically limits a business to sending money exclusively to a single customer account.

Subscribers to this tariff can utilize their business account(s) to transfer funds solely to one designated customer account.

Bands (KES)	Charges on the Business	Total Charges (KES)
1 – 49	0	0
50 – 100	0	0
101 – 500	4	4
501 – 1,000	9	9
1,001 – 1,500	14	14
1,501 – 2,500	19	19
2,501 – 3,500	24	24
3,501 – 5,000	33	33
5,001 – 7,500	40	40
7,501 – 10,000	46	46
10,001 – 15,000	55	55
15,001 – 20,000	60	60
20,001 – 25,000	65	65
25,001 – 30,000	70	70
30,001 – 35,000	80	80
35,001 – 40,000	96	96
40,001 – 45,000	100	100
45,001 – 50,000	105	105
50,001 – 70,000	105	105
70,001 – 150,000	105	105