General

Slavery through loans at Kenya Police Sacco

Kenya is a criminal state with good laws but weak implementation.

According to the laws of Kenya, every employee should take home at least 1/3 of his basic salary. This is after deduction of all statutory obligations and other deductions i.e the net salary/take home should be at least 1/3 of the basic salary.

However, at the Kenya Police Sacco, officers are taken advantage of, no financial advisory is going on as most are committed to loans till their payslips net salary read Sh0, sometimes negative.

The reason for the above might be partly due to nepotism in the hiring of Sacco staff and the impunity that the police are known for.

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Depression and Suicides

Hi Nyakundi,

If there’s a way you can fight (help highlight) for officers against police Sacco you better move swiftly.

LOAN TOPUPS are a tickling time-bomb to officers, as it is rendering officers poor day in day out. Someone acquires a 5yrs loan of 900k to top up 700k, meaning take home will be less than 150k after 10% charges on the initial balance.

The following month the payslip appears with a 1k, our cry is if the Sacco can suspend loan topups for may be say 5 or so years at least officers will be back to roots (stability).

Many are fighting depression due to a ruined payslip, with huge loans that they never enjoyed, whatever remains as net pay mtu wangu haileti shangwe, so if this issue is not tabled in due time officers will retire and die poor like they never worked, those left in the service suicide will be the order of the day.

In some police units that I won’t mention officers are stepping on the sharp edge of the knife, STRESS is their daily life, ikiwezekana try to address this issues in your own words and remember to always hide identity.

Asante

 

About the author

Karecha Kamaris

Karecha Kamaris is the space between earth and heaven, the gap between ice and fire, the elementary molecule that justifies unending peace in the sea of turmoil. An 'appetite for adventure over the love of ease'.

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